|
Deposit Annual Percentage Yields (APY)
and
Loan Annual Percentage Rates (APR) |
| Deposits |
Certificates |
| Term |
Rate |
APY |
| 6 months |
2.814% |
2.850% |
| 12 months |
3.445% |
3.500% |
| 18 months |
3.542% |
3.600% |
| 24 months |
3.687% |
3.750% |
| 36 months |
3.929% |
4.000% |
| Other |
| Reg & Spec Savings |
0.996% |
1.000% |
| Checking |
0.499% |
0.500% |
| Money Market |
1.736% |
1.750% |
| IRA Savings |
0.996% |
1.000% |
Loans
Type
New and Used (1 - 5 Yrs) Autos, Boats, Campers, RVs, Tractors, Airplanes, ATVs Motorcycles, & PWC APR
Term: 60 months; APR 7.250% - 16.000%**
Used Autos, Boats Campers, RVs, Tractors, Airplanes, ATVs Motorcycles, & PWC (older than 5 years)
Term: 48 months; APR 9.000% - 16.000%**
Other Collateral (i.e. Trailers, Lawn and Garden Equipment, etc)
Term: 48 months; APR 9.000% - 18.000%**
Signature Loans
Term: 36 months; APR 10.500% - 18.000%**
Signature + Collateral
Term: 42 months; APR 13.500%
Share Secured
Term: 42 months; APR 4.50%
Share Certificate Secured
Term: Match Certificate; APR Certificate Rate + 3% margin
Visa
Term: Revolving; APR 11.90% Min; 14.95% Max
Home Equity Line of Credit
Term: Max. 144 months; APR (Variable) Prime + 1%
(maximum term based on outstanding balance)
** APR as low as rate shown based on approved credit
All rates are subject to change without notice. All Savings percentages are quoted APY.
All Loan percentages are quoted APR. For complete terms and conditions, please contact the
Credit Union by e-mail or telephone 501-315-3162.
CURRENT RATES 
Copyright © 2005-06 Hurricane Creek Federal Credit Union.
