HCFCU

Privacy Policy

FACTS WHAT DOES HURRICANE CREEK F.C.U. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and income
  • Account balances and assets
  • Credit card and credit/payment history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons HURRICANE CREEK F.C.U. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Hurricane Creek F.C.U. share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes—to offer our products and services to you Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes—information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes—information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share

Questions? Call 501-315-3162 or go to www.hurricanecreekfcu.org

Who we are

Who is providing this notice? Hurricane Creek Federal Credit Union (HCFCU)

What we do

How does HCFCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does HCFCU collect my personal information? We collect your personal information, for example, when you
  • open an account or use your credit or debit card
  • show your government-issued ID or give us your employment information
  • apply for financing
We also collect your personal information from others, such as credit bureaus, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and non-financial companies:
  • HCFCU has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies:
  • HCFCU does not have non-affiliates
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT and Affinion Benefits Group (Hartford Insurance).

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Equal Housing Opportunity Member NCUA HCFCU has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. HCFCU may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (501) 315-3162. This contact information is for accommodation requests only.

HCFCU does business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act and is a member of the National Credit Union Administration.